Investment return gains aside, I think there is another compelling reason to max out your 401k contributions earlier in the year if you can. If you are at an employer with an appealing 401k match that vests immediately and is based off of your personal contribution (vs. salary) and you can afford to max out sooner, it might be to your benefit.
Maxing out a 401(k) is surprisingly rare – but may be easier than you think. Just set it and forget it (marketwatch.com)
I agree with you and continue to max out my 401k as I always have, but I still regularly second-guess whether it makes sense because I’ve got enough saved in my 401k now to have a comfortable retirement at 59.5 if I don’t save another dollar, and all of my money is tied up for old age and can’t be enjoyed today –
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Maxing out a 401(k) is surprisingly rare – but may be easier than you think Andy Hill, the 37-year-old blogger and podcaster behind "Marriage, Kids and Money," went from sorely lacking in retirement savings – to maxing out his 401(k) plan the last six years.
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The 401 (k) contribution limits are surprisingly generous. Thus, we need to save. Tax-advantaged retirement accounts such as 401 (k)s can help, but first you need to know what the 401 (k) contribution limits are, and whether you should aim to max them out.
Maxing out a 401(k) at any age will help in retirement, but especially the sooner one starts. The same is true of simply beginning to save any bit for retirement. The same is true of simply beginning to save any bit for retirement.
Maxing out a 401(k) is surprisingly rare – but may be easier than you think; Here’s one health-insurance choice that can save you money now and make you even more later
"You can get a loan for a car, but when you’re 65, you can’t get a loan to live," he said. Maxing out a 401(k) at any age will help in retirement, but especially the sooner one starts. The.