Determined Prodigy Lending Company, Mortgage Lender & Home Loan Specialist In Sunnyvale, TX

The Loans & Services Offered By Prodigy Lending Team In Sunnyvale, TX

The real estate industry is one of the largest industries boasting of lots of home building and mortgage lending firms. When it comes to mortgage lending, one such firm is The Prodigy Lending Team. The firm consists of mortgage professionals all over the US who are committed to providing their clients with high-quality services to suit their mortgage needs. They usually offer multiple loan programs for citizens across Sunnyvale combined with very low rates. Their professionals work one-on-one with their clients to ensure they get a home that is tailor-made for their specific situations and expectations. The prodigy lending team offers a variety of loan programs tailor-made for all sorts of people, be it those purchasing their dream homes, first time home buyers, refinancing their existing mortgage loans, or consolidating debt. 

The variety of loan programs offered by the prodigy lending team includes:

Conventional Home Loans

These are offered with;

  •  A very low down payment requirement of 3%,
  • Reduced PMI compared to other mortgage lenders
  • Low-interest rates with approved scores,
  • No lender fees

And lastly, very flexible terms of payment i.e. 30, 20, 15, or 10 years.

FHA Home Loans

Administered by the government through the Department of Housing and Urban Development (HUD) and guaranteed by the FHA. Prodigy Lending offers them with the following benefits;

  •  A 3.5% down payment requirement
  • Affordable mortgage rates compared to other lenders in Sunnyvale
  • Easy qualification requirements
  • They allow high debt-to-income ratio borrowers to qualify
  • They offer rehab loans as well

 

VA Home Loans

These are offered exclusively to eligible veterans only. They offer;

  • 100% financing, i.e. no down payment 
  • No mortgage insurance requirement, 
  • Low closing costs, 
  • Best VA mortgage rates in Sunnyvale
  • Easy qualification  

USDA Home Loans 

Offered to by the US Department of Agriculture exclusively to home buyers in rural parts of Sunnyvale who are looking to practice farming or ranching once they settle into their new homes. They are also considered among the best alternative for mortgage loan borrowers, especially those who wish to settle for the country’s life. They offer;

  •  100% financing
  • Low rates 
  • Low mortgage insurance required.

Besides the ones mentioned above, The Prodigy Lending Team also offers to refinance loans or debt consolidation alternatives as well. Unlike other nationwide lending companies, Prodigy Lending keeps client information private and secure so as to create trust with the customers and forge long-lasting relationships with them. In terms of experience, they have been offering their award-winning services to citizens of America for more than seventeen years and would, therefore, be a partner you can trust in your homeownership journey.

Please contact us for more information!